LOSS
PREVENTION
Loan Modification
A loan modification could help you avoid foreclosure and allow you to keep your home.
Refinance
Depending upon your credit and income, refinancing your existing loan may be a good option to avoid losing your home if behind on payments
Short Sales
If you owe more than what your house is worth, all hope is not lost. N.C.O.I specializes in the short sale process. Contact us today!
Investor Network
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N.C.O.I has a network of investors who have access to major capital. if your property doesn't fit our business model, it may work for one of the hundreds of other associates in our network
Cash
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If you would like to sell your home but don't want to go through the lengthy process of finding a realtor and paying commissions and closing costs, N.C.O.I can pay cash for your property and close in as little as 7 days
OUR VISION
Our vision is to utilize the access to capital available to us to build a solid real estate portfolio and simultaneously help the distressed homeowner.
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Some homeowners facing foreclosure may not even realize the options available to them like a loan modification, where the bank takes your debt and tags it onto the end of your loan. They then recalculate the payments giving you a fresh start. Another option is refinancing the loan. If you have equity in the home you can pull some of it out, get a higher or lower interest rate depending upon the market, and restart your 15-30 year loan over from the first payment. This is dependent upon your credit and income. At the end of the day the bank is king and a lot of times the homeowner has no leverage.
If none of the options above work for you, we can purchase your property for cash if it fits our investment model. This would pay off all of your debt related to your property, prevent your credit from being damaged, avoid bankruptcy, and allow you to move on without being overcharged for rent the next 7 years. Even if you are upside down in a mortgage, N.C.O.I can help as we specialize in the short sale process. We can negotiate on your behalf with the bank and if approved, buy your property cash or allow investors in our network to do so.
Refer us a client who owes more than what their house is worth and get 25% of the profits if we close the deal. We will do all of the heavy lifting. Refer us any other client and get $500-$1000 if the deal closes. To get started contact us today!